Top 7 Personal Finance Applications

In this fast-paced life, we hardly get time to eat on time, let alone handle our finances. On top of it, the pandemic has hit and rippled our finances. Many people are unemployed, and many are still struggling to keep their jobs. You need to manage your finances now more than ever. Now everyone doesn’t need to know all the terms related to finance management. Most of us are not aware, and our budget gets mingled up most of the time. 

To solve this problem, we have brought you the top personal finance applications which would not only help you maintain your finances but brings you advanced features like how to reduce debt, maintaining budgets, or your personal advisor on the top of it. A personal finance app manages your small finances, reminds you of upcoming payments and bills, the areas where you are spending more, and keeping up with your bank account. Here is a list of the best personal finance apps 2021 with detailed features. 

1. Quicken Deluxe:

Manage your finances easily with the Quicken app. Quicken app brings a plethora of customized options to shape personal finance management. You can learn all about this app in the Wizard-style system. After you store your data into the Quicken app, it will display everything in graphical formal, making it easier to find where you are spending money unnecessarily and suggest amends accordingly.


  • Customized multiple options
  • Efficacious set of  personal finance management
  • Investment suggestions and tools
  • Compatible for mobile and web
  • Graphical evaluation and reports


  • A bit expensive

2. Mint:

Mint, Intuit’s personal finances app, is a free app that provides the best comprehensive personal finance service available. The robust tools include tracking your bank records, credit and debit score, utility payments management, and targeting saving. It’s easy to use, and it presents you with a comprehensive analysis within minutes of signing up. To get better results, log in with details of your finance and get exclusive investment suggestions. 


  • Free to use
  • Free credit score tool
  • Compatible with mobile including Apple watch


  • Available for US and Canadian accounts only

3. You Need a Budget:

YNAB is a personal finance app that comes at a pocket-friendly price. If you are serious about maintaining your finances, YNAB is the best pick as it provides you exhaustive knowledge about your finances through graphics and tutorials. It will cost you $5 per month and $50 per year with a free trial for 34 days. YNAB secures your information with security policies. 


  • Robust security policies. 
  • Guiding material, including tutorials and philosophy. 
  • Goal setting
  • Easy to use


  • Paid subscription
  • Takes time to use effectively

4. EveryDollar :

EveryDollar, as the name suggests itself, provides every dollar the importance and its role in the budget. Connect with personal finance management experts via this app and get customized support. You can easily track your budget, and the app will remind you of how much you have left to spend and save. This easy-to-use app categorizes your spending efficiently. 


  •  Built-in expense tracker
  • Finance planning
  • Money management experts help


  • Time-consuming
  •  Costly 
  • No monthly payment option

5. Clarity Money:

Clarity Money is another excellent alternative for supporting and managing your finances effectively. The budgeting app will categorize your spending and make a separate table that targets how much you spent in a week, the area of spending. Now you can know how your money vanishes on trips to restaurants and knowing when to curb it. The features include identifying recurring expenses, automated saving assistance, free credit score checks, etc. 


  • Autopay subscription alerts
  • Well designed interface
  • High yield savings


  • No customized budget
  • Tracks transactions from linked accounts only. 

6. Spendee:

Spendee was originally an expense tracking tool that turned into a full-fledged personal financial management app used vastly by everyone. It let you connect to more than 2,000 banks from all over the world. It also lets you create wallets with friends or family to review shared expenses. You can also create a particular category for an outing or trip and track how much you have spent and how much is left. It is another great option on our list.


  • Easy to use
  • Multiple features
  • Shared wallets
  • Create a budget for trips and outings


  • Gender-specific commentary
  • No custom categories for income

7. Mobills :

The personal finance management app brings you an advanced way to finance your goals and budgets. You get customized graphs and reports which will filter your bills, categories, and tags. You can also sync with your cloud storage to keep the history of your finances. You get various features such as a monthly budget planner and bill reminder. Control your debt smartly with the Mobills app. 


  • User- friendly interface
  • Sync with Cloud
  • Free trial


  • Slow sync process
  • costly

Frequently Asked Questions on Personal Finance Apps:

What do you mean by a Personal Finance App, and how is it helpful?

A personal finance app helps you get your finances in order. It is inclusive of daily spending to monthly budgets and saving goals. In some apps, you get customized services and expert advice on investments. It has personal finance management at the tap of your fingers without going through the fuss of visiting a bank. Some apps are free to use, while some advanced apps come at a feasible price for subscription upgradation. 

Are personal finance apps safe?

There could always be room available for malicious attacks and bogus software. As mentioned above, some reliable and best finance apps provide you with a security policy, and the data is end-to-end encrypted, leaving no room for malicious attacks. 

The Conclusion:

With the pandemic hitting your finances, it is high time to get your finances in line and plan your future. You get myriad options such as budgeting tools, saving prompts, and expert advice on investments. Choose your pick from these above mentioned top personal finance apps and manage your finance today!

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